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splyceUSDC is a yield-bearing token targeting 6-9%. Deposit USDC, hold the token, and its value rises as yield compounds in.
You deposit USDC
No minimum, no lock-up, no accreditation. Connect a wallet on any supported network.
You receive splyceUSDC
A yield-bearing token, not a stablecoin. It represents your share of the pool, not a fixed dollar amount.
The share price rises
Yield compounds into the token. Your balance stays the same and each token is worth more.
Where the yield comes from
Short-duration yield-bearing tokens
Best-in-class liquid tokens, held so the position stays redeemable when you want out.
Rate moves with the market
Fixed-rate loans against real assets
Lent into Splyce vaults, where an institution borrows against tokenized collateral it will not sell.
Rate set on day one, and stays
splyceUSDC
One token, both halves
Blended
6-9%
Token type
Yield-bearing token. Not a stablecoin, and not pegged to a dollar.
Target APY
6-9% blended, across both halves, once live.
Yield mechanism
Rising share price. Nothing to claim, stake or restake.
Minimum deposit
None.
Lock-up
None. Redeemable subject to liquid-half capacity.
Eligibility
Permissionless. No KYC and no accredited investor status required to lend.
Networks
Being built across Stellar, Solana and Sui, launching first on Stellar.
Custody
Non-custodial. Deposits sit in audited smart contracts.
Fees
No management, performance, entry or exit fee.
splyceUSDC is a yield-bearing token being built for Stellar, Solana and Sui by Splyce. The share price rises over time as yield compounds into it. No staking, no manual compounding, no lock-ups. Yield comes from two buckets: a liquid bucket across best-in-class short-duration liquid yield instruments in DeFi, and a fixed income bucket deployed into Splyce Single Asset Vaults.
splyceUSDC targets a blended APY of 6-9% across both buckets. These are targets, not guarantees. Past performance is not indicative of future results. Actual returns depend on market conditions, collateral performance, and the allocation across both buckets at any given time.
splyceUSDC uses a rising share price model. Deposit USDC, receive splyceUSDC at the current share price. As yield accrues, the share price rises. Redeem whenever you want. The difference between your entry price and exit price is your yield. Nothing to claim, nothing to stake.
No. splyceUSDC has no minimum deposit and no lockup period. You can deposit any amount of USDC and redeem whenever you want.
splyceUSDC yield comes from two structurally uncorrelated buckets. The Liquid Bucket is allocated across best-in-class short-duration liquid yield instruments in DeFi. The Fixed Income Bucket is deployed into Splyce Single Asset Vaults. SAV yield is fixed at origination and does not compress when crypto markets move. The liquid bucket composition may change over time.
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