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Yield Token

splyceUSDC · Yield-Bearing Token

splyceUSDC is a yield-bearing token issued natively on Stellar and Solana by Splyce. Deposit USDC and receive splyceUSDC. Yield compounds automatically into a rising share price. No staking, no claiming, no lock-ups. The value accrues over time as the pool earns yield.

splyceUSDC
Yield-bearing token
Blended APY target 7-10%
Liquid 60% Fixed income 40%
Networks
Stellar · Solana
Fees
None
Minimum
No minimum
Redemption
Anytime
Three Benefits. One Token.

Why splyceUSDC.

Every other yield-bearing token is either crypto-correlated or rate-dependent. splyceUSDC is neither. A single token with two structurally uncorrelated yield sources and pristine collateral status, native to every chain we support.

01
Native S-tier yield, no bridging

sUSDe, sUSDS, and syrupUSDC are the best short-duration yields in DeFi, but normally locked to Ethereum or fragmented across chains. splyceUSDC gives you all three in one token, native to Stellar, Solana, and soon Sui. No bridging, no gas, no juggling positions.

02
Fixed-rate credit that doesn't compress

The fixed-income bucket is fixed-rate institutional credit from Splyce Single Asset Vaults, locked at origination. When sUSDe compresses or the Fed cuts, this bucket holds. Two structurally uncorrelated sources in one token.

03
Pristine collateral that works

splyceUSDC isn't just held, it circulates. Post it as collateral, loop it to amplify yield, use it as perp margin, or LP it for trading fees. One token, every layer of DeFi.

How It Works

How splyceUSDC works.

splyceUSDC uses a rising share price model. One deposit, one token, automatic compounding. The difference between your entry price and exit price is your yield.

1
Deposit USDC

Connect your wallet and deposit any amount of USDC. You receive splyceUSDC at the current share price, earning immediately.

2
Share price rises

Yield from both buckets flows into the share price. Your balance stays the same; what it's worth grows. Nothing to claim or manage.

3
Redeem anytime

Redeem for USDC at the current share price, or sell splyceUSDC on a DEX. The difference between your entry and exit price is your yield.

Yield Composition

Two buckets. Built to stay uncorrelated.

splyceUSDC earns from two buckets working in parallel. Each has a different yield source, a different risk profile, and a different function. When one compresses, the other holds.

Liquid bucket ~60%
Fixed-income bucket ~40%
Blended APY target 7-10%
Liquid Bucket · ~60%
Highest-conviction short-duration DeFi yield

Allocated across sUSDe (Ethena), sUSDS (Sky), and syrupUSDC (Maple). The highest-conviction short-duration liquid yield instruments in DeFi. Provides on-demand redemption capacity and pristine collateral liquidity at all times.

  • Instantly redeemable
  • Short-duration yield
  • Pristine collateral liquidity

The liquid bucket mix may change over time.

Fixed-Income Bucket · ~40%
Fixed-rate credit against tokenized real-world assets

Deployed into Splyce Single Asset Vaults, initially live on Stellar. Fixed interest rates locked at origination against tokenized real-world assets and institutional digital asset collateral. This is fixed-rate, fixed-term lending against tokenized real-world assets, the credit that does not compress when crypto sentiment or Fed policy moves.

  • Fixed rate locked at origination
  • Isolated per borrower & collateral
  • MLA-governed · 30-day max at launch

SAV yield does not compress when crypto sentiment or Fed policy moves.

Multi-Chain

Native where you are.

splyceUSDC launches natively on Stellar and Solana. Sui activation is scheduled for Q2 2026. SAV yield generated on Stellar flows into splyceUSDC across every supported chain, so holders on every network earn the same blended yield.

Stellar
Native at launch
Solana
Native at launch
Sui
Q2 2026
FAQ

Frequently asked questions.

What is splyceUSDC?
splyceUSDC is a yield-bearing token issued natively on Stellar and Solana by Splyce, with Sui activation scheduled for Q2 2026. Deposit USDC, receive splyceUSDC, and yield compounds into the rising share price. Yield comes from two buckets: a Liquid Bucket (~60%) across sUSDe (Ethena), sUSDS (Sky), and syrupUSDC (Maple); and a Fixed Income Bucket (~40%) deployed into Splyce Single Asset Vaults.
What APY can I expect from splyceUSDC?
splyceUSDC targets a blended APY of 7-10% across both buckets. These are targets, not guarantees. Past performance is not indicative of future results. Actual returns depend on market conditions, collateral performance, and the allocation between buckets at any given time.
How does splyceUSDC compound yield?
splyceUSDC uses a rising share price model. Deposit USDC, receive splyceUSDC at the current share price. As yield accrues, the share price rises. Redeem whenever you want. The difference between your entry price and exit price is your yield. Nothing to claim, nothing to stake.
Is there a minimum deposit or lockup period?
No. splyceUSDC has no minimum deposit and no lockup period. You can deposit any amount of USDC and redeem whenever you want.
What assets back splyceUSDC's yield?
splyceUSDC yield comes from two structurally uncorrelated buckets. The Liquid Bucket holds roughly 60% of deposits across sUSDe (Ethena), sUSDS (Sky), and syrupUSDC (Maple). The Fixed Income Bucket holds roughly 40%, deployed into Splyce Single Asset Vaults. SAV yield is fixed at origination and does not compress when crypto markets move.