Backed by industry leaders.
Foundations and funds building the same thing from different angles.
Home / Team, security and backing
About
Who built it, who audited it, and what stops one bad loan reaching the next.
The team came out of Securrency, the institutional tokenization company acquired by DTCC.
Manuel Rensink
Co-Founder, Head of Risk
Built $130M annual sales at RiskMetrics through to IPO. Head of MENA at MSCI.
Tyler Carter
Co-Founder, Head of Strategy
Head of Digital Assets at S&P and Securrency. Launched the first quant crypto ETFs.
Anton Grigorev
Chief Technology Officer
Former engineer at Matter Labs, the team behind zkSync. Head of blockchain engineering at Securrency.
Between them they saw the first wave of real-world assets from the inside, and why it stalled. Not the technology, the infrastructure around it. Tokenized assets had no distribution, no utility and nowhere to go once issued.
The detail behind the summary on the homepage.
Audit
Halborn, Stellar and Solana
Contracts are independently assessed before deployment, not after. Both reports are published in full on the security page.
Custody
Splyce never holds your funds
Deposits sit in audited smart contracts. Collateral is held in escrow for the loan term. Splyce Finance Ltd has no ability to move your assets.
Containment
One borrower per vault
Vaults are isolated rather than pooled, so exposure is per-market. A default is bounded by the vault it occurs in and cannot cascade into another.
Valuation
Oracle-free by default
RWA collateral is valued at origination and not re-priced, so there is no feed to manipulate or fail. Crypto collateral is priced, and is the exception.
Legal
A contract, not just code
Every borrower completes KYC and signs a Master Loan Agreement with Splyce Finance Ltd. The obligation to repay is legal as well as onchain.
Default
Resolution agreed up front
If a borrower fails to repay at maturity, collateral is either transferred to lenders pro rata onchain or converted to USDC by a designated liquidator, as documented at vault creation.
Foundations and funds building the same thing from different angles.
Entity
Splyce Finance Ltd. Counterparty to every Master Loan Agreement.
Audit
Halborn, full protocol audit completed before launch.
Custody
Non-custodial. Onchain smart contracts, collateral in escrow for the loan term.
Borrower onboarding
KYC plus a signed Master Loan Agreement, with risk-committee approval of collateral.
Lender eligibility
Permissionless. No KYC and no accredited investor status required to lend.
Networks
Being built across Stellar, Solana and Sui, launching first on Stellar.
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