For institutions and eligible asset holders

Borrow against your
real-world assets.

Splyce Single Asset Vaults let you draw USDC against tokenized real-world assets like treasuries, money market funds, and private credit, at a fixed rate, for a fixed term, without selling your position.

Fixed rate, fixed term Isolated vaults Oracle off by default Settlement at maturity
How borrowing works

From application to drawdown

A Single Asset Vault is an isolated, fixed-rate lending market. You post one collateral type and draw USDC against it. Here is the path.

01 / APPLY
Submit your request

Tell us the asset, the amount you want to borrow, and your timeline. We review fit with the risk committee and come back to you.

02 / ONBOARD
Onboard and approve collateral

Where your collateral requires it, complete KYC and execute a Master Loan Agreement with Splyce Finance Ltd. Your collateral is reviewed and approved.

03 / DRAW
Set terms and draw USDC

You set the rate, term, LTV, and funding window. Post collateral into the isolated vault and draw USDC. Repay principal plus interest at maturity.

Eligible collateral

What you can borrow against

Each vault holds a single collateral type. Freely transferable tokens are supported at launch. Issuer-whitelisted tokens are supported case by case through the designated liquidator framework, subject to risk-committee approval.

Tokenized real-world assets

Tokenized treasuries, money market funds, and private credit. Borrow against the position without unwinding it.

Coming soon
Crypto assets

Major digital assets held by funds, trading desks, and treasuries, posted as collateral to draw USDC without selling your position. Support is on the Splyce roadmap.

Onboarding

How you onboard depends on your collateral

Restricted, issuer-whitelisted collateral

KYC and a Master Loan Agreement, always. The issuer requires whitelisted counterparties.

Freely transferable collateral

Onboarded through KYC at launch. Permissionless borrowing is on the roadmap.

Collateral application

Request to borrow

This is a request, not an approval or commitment. How you onboard depends on your collateral. We review every application and respond directly.

1 · Identity & qualification

Who is applying. Borrowing is open to institutions and eligible asset holders.

2 · The asset you want to borrow against

Tell us about the collateral. This is the core of the request.

Does the asset need whitelisting or issuer sign-off to move?
3 · The borrow request

What you want to draw and on what terms. Ranges are fine.

Term is agreed per vault at origination. 30-day maximum at launch.
4 · Readiness

Helps us prioritize and route your request.

5 · Confirmations