Solana Built on Solana

The home of
real-world yield.

Earn yield backed by real cash flow — not emissions. Institutional assets, tokenized and composable, open to anyone with a wallet.

Launch App Explore Products
Solana
More chains coming soon
Yield Vault
SFULC
Fulcrum Private Credit
Projected APY
~10%
Share Price
$1.00
Index Product
splyceUSDC
Diversified onchain composite yield
Announcing soon →
Coming Soon
New Vault

Backed by the builders of the future of finance

Chintai Kin Capital Sarson Funds Solana Stellar Starknet
Products

Yield vaults and onchain portfolios.

Institutional-grade yield and diversified exposure — no minimums, no lockups, no banks. Just connect a wallet.

S-Tokens
Yield Vaults

Deposit stablecoins. Earn yield backed by real borrower payments — not emissions. Each S-Token is a single institutional asset, and yield accrues directly into its value. Hold it, trade it, or use it across DeFi.

Yield from real cash flow
Composable across DeFi
No lockups · 24/7 access
First Vault
SF
SFULC
Fulcrum Lending · Senior Secured Multifamily Private Credit
Projected APY
~10%
Coming Soon
dETFs
Index Products

One token. Instant diversification. Each dETF is a basket of assets — crypto sectors, RWA strategies, or blended portfolios — composable and tradable 24/7.

Diversify in a single click
Rebalanced automatically
Collateral-ready across DeFi
First Index Product
sU
splyceUSDC
Diversified Onchain Composite Yield
Announcing Soon
How S-Tokens Work

From institutional asset to your wallet.

Four steps between institutional private credit and permissionless yield in your wallet.

01
Real assets, real cash flow
Institutional lenders originate private credit backed by real borrowers. The yield comes from actual loan repayments — not emissions.
02
Tokenized and vaulted
Issuers tokenize their assets onchain. Splyce integrates them into permissionless vaults — open to anyone with a wallet.
03
Mint your S-Token
Deposit USDC to mint, or buy directly on a DEX. Your S-Token represents your share of the vault — yield accrues into its value automatically.
04
Hold it. Use it. Earn.
Use as collateral on lending protocols. Provide liquidity on DEXs. Loop your yield. Or simply hold and earn. Fully composable across DeFi.
See SFULC — our first Yield Vault
Why Splyce

Built for the yield DeFi was missing.

Real Cash Flow, Not Emissions
Most DeFi yield comes from token incentives that dilute over time. Splyce yield comes from borrowers making real payments on real loans. It doesn't inflate. It doesn't disappear.
Open to Everyone
No accreditation. No minimums. No lockups. Assets that were gated behind banks and brokers — now accessible 24/7 to anyone with a wallet.
DeFi-Native by Design
S-Tokens aren't wrapped IOUs. They're composable onchain assets — use as collateral, LP on DEXs, integrate into strategies. Built for DeFi from day one.
One Protocol, Every Chain
Live on Solana. Expanding to Stellar, Starknet, and beyond. Same vaults, same yield, same S-Tokens — wherever you are.
⚡ Strands · Season 1 · Live

Earn yield. Earn Strands. Climb the ranks.

Every vault deposit, every referral, every action earns Strands. The higher your tier, the greater your multiplier.

Deposit & Earn
Refer Friends
Climb Tiers
Lv0
Specimen
Lv1
Mutant
Lv2
Catalyst
Lv3
Splycer
Lv4
Helix
Lv5
CRISPR
★
Apex
Start Earning
Blog

Latest from Splyce.

Insights, product updates, and stories from the team.

The Access Layer for Real-World Yield
Product
The Access Layer for Real-World Yield

How Splyce is building the infrastructure that connects institutional assets to permissionless DeFi — and why it matters for every wallet holder.

17 September 2025
dETFs: Diversification in a Single Click
Product
dETFs: Diversification in a Single Click

Introducing decentralised ETFs — onchain portfolios that give you instant, composable exposure to entire sectors and strategies in a single token.

17 September 2025
What Are Real-World Assets (RWAs)?
Education
What Are Real-World Assets (RWAs)?

From treasuries to private credit — what real-world assets are, why they're moving onchain, and what it means for DeFi yield.

2 October 2022
The Rise of Internet Capital Markets
Ecosystem
The Rise of Internet Capital Markets

Capital markets are being rebuilt onchain. Here's why permissionless infrastructure is replacing gated institutions — and what comes next.

2 October 2022
From Locked to Distributed: Rethinking Value in DeFi
Vision
From Locked to Distributed: Rethinking Value in DeFi

TVL told one story. Total Value Distributed tells a better one — the five pillars that define how real value flows through DeFi.

2 October 2022