The Access Layer for Real-World Yield

Why the Access Layer matters

DeFi promised open access to financial products. But for most of its short history, yield has come from leverage loops and short-term incentives. Clever? Sure. Sustainable? Never.

At the same time, trillions in institutional-grade yield sit locked inside private markets and bank balance sheets. Attractive returns exist, but they're gated behind legacy rails, high minimums, and endless intermediaries.

The Access Layer is how Splyce changes that. It's how we make real-world yield flow freely, permissionlessly, to anyone with a wallet.

Splyce doesn't issue the assets — we distribute them. We turn institutional products into permissionless DeFi primitives anyone can use.

What is the Access Layer?

The Access Layer is Splyce's connection between institutional finance and DeFi.

We partner with trusted issuers to bring private credit, treasuries and other institutional assets onchain. But we don't just tokenize them for the sake of it.

Most tokenization today is phase one: you take an asset, wrap it in a token, and call it innovation. It looks new, but the yield stays locked in a box. It's illiquid, inaccessible, and disconnected from DeFi.

Splyce is phase two. Tokens issued through the Access Layer are built to be DeFi-native:

• Transferable across exchanges and protocols
• Composable with lending markets, vaults, and structured products
• Permissionless, with no minimums, no bank hours, and no borders

Why it's different

The difference isn't in the wrapper — it's in the rails.

With the Access Layer:

• Yield moves at internet speed
• Liquidity isn't trapped — it moves across DeFi
• Institutions reach global distribution without rebuilding infrastructure
• Users can access the same yield that billion-dollar funds once kept to themselves

Built on Solana, the Access Layer runs at the speed of modern finance: fast, composable, and efficient enough to make institutional yield truly global.

Who it's for

• Everyday users who want sustainable yield without chasing ponzis
• DeFi protocols that need high-quality collateral for new strategies
• Institutions that want access to crypto liquidity and distribution without starting from scratch

That means a DeFi user can deposit stablecoins and earn yield backed by real-world assets, or use those same tokens as collateral across Solana's DeFi ecosystem.

The bigger picture

Every financial system in history has been built on yield. DeFi will be no different.

The Access Layer turns institutional cash flows into permissionless building blocks: yield that scales markets, outlives hype cycles and compounds across ecosystems.

It's the missing layer between tokenization and adoption — the point where traditional yield becomes usable, tradeable, and composable across DeFi.

This isn't just infrastructure. It's the foundation for the next decade of DeFi, and the rise of Internet Capital Markets.