SplyceFi is a permissionless investment protocol offering ETF-like fund strategies that provide:

• Transparent Returns: Clear visibility into fund performance.

• Risk Diversification: Exposure to a variety of assets in a single token.

• Liquidity: Tradable on secondary markets.

• Future Potential: Limitless on-chain market views, powered by decentralization.

By leveraging blockchain technology, SplyceFi democratizes access to sophisticated investment tools, empowering anyone to create and manage diversified portfolios.

SplyceFi begins with two tokenized indices:

1. BIG3: A market cap-weighted index of SOL, BTC, and ETH.

2. M3ME: A market cap-weighted index of large-cap meme coins.

Future plans include:

• Expanded Indices: With up to 10 assets for broader diversification.

• AI-Managed Indices: Leveraging AI agents for dynamic portfolio management.

• Community Launchpad: Allowing users to create and launch their own customized funds.

Participation is simple:

1. Deposit Assets: Deposit USDC, USDT, or SOL.

2. Mint dETF Tokens: Receive tokenized shares of your chosen index.

3. Trade or Redeem: Trade dETF tokens on marketplaces (e.g., Orca) or redeem them for your deposit token or the pro-rated index constituents.

Key benefits:

• Non-Custodial: Users retain ownership of their funds at all times.

• Transparent: Transactions and smart contracts are verifiable on blockchain explorers.

• Permissionless: Open to anyone with a compatible wallet.

The community launchpad will further enable users to create new indices or propose dETF products, fostering innovation and collaboration.

As with any investment, there are risks to consider:

1. Market Risk: Cryptocurrency values are highly volatile and subject to significant fluctuations.

2. Liquidity Risk: Certain assets, especially meme coins or new indices, may have limited liquidity, impacting buy/sell flexibility.

3. Smart Contract Risk: DeFi platforms are exposed to potential vulnerabilities in smart contracts, such as bugs or hacks.

Investors should conduct thorough research and understand these risks before participating.

SplyceFi prioritizes security through the following measures:

• Decentralized and Non-Custodial: Funds remain under user control at all times.

• Verifiability: All transactions and contracts are trackable on public ledger explorers.

• Security Program:

  • Smart Contract Audits: Regular audits to identify and fix vulnerabilities.

  • 24/7 On-Chain Monitoring: Security providers for real-time alerts and interventions.

  • Bug Bounty Program: Incentivizing ethical hackers to report issues.

Detailed updates on security practices will be shared in the future.

Yes, anyone with a Solana-enabled wallet can access and use SplyceFi. The protocol is designed to be open and inclusive.

• Minting Fee: 0%

• Performance Fee: 0%

• Management Fee: 0%

Redemption Fee: 1%

For user-generated products, creators can set their own fee structures. Fees collected are used for:

1. On-chain transaction costs (e.g., buying/selling index constituents).

2. Building a reserve fund.

Reward distribution to SPLY token holders.

The SPLY token is integral to SplyceFi’s ecosystem but is not required to use the protocol. Key features include:

• Reward Distribution: A share of protocol fees.

• Discounts: Reduced fees for SPLY holders.

• Governance: Participation in decision-making for protocol upgrades and new product launches.

Refer to the SplyceFi whitepaper for full details on tokenomics.

SplyceFi aims to revolutionize decentralized investment strategies with:

• A diverse range of thematic indices.

• AI-powered investment tools for enhanced portfolio management.

• Structured financial products to cater to a broad spectrum of investor needs.

• Community Governance: Enabling users to create and control custom indices via the launchpad.

The goal is to democratize sophisticated investment strategies and unlock new opportunities in the DeFi space.